The samples below reflect a SelectAndGenerate request and response.
s:Envelope xmlns:a="http://www.w3.org/2005/08/addressing" xmlns:s="http://www.w3.org/2003/05/soap-envelope"> <s:Header/> <s:Body xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema"> <SelectAndGenerate xmlns="http://www.wolterskluwerfs.com/2014/05/DocServices/V2"> <request> <DocumentFormat xsi:nil="true" xmlns="http://www.wolterskluwerfs.com/2014/05/DocServices/V2/Data"/> <AccountIdentifier xmlns="http://www.wolterskluwerfs.com/2014/05/DocServices/V2/Data">1</AccountIdentifier> <TransactionData xmlns="http://www.wolterskluwerfs.com/2014/05/DocServices/V2/Data"> <Txn xmlns="http://schemas.bankerssystems.com/2004/ExpereTxn"> <Deposit> <Accounts> <Account index="1"> <AccountAgreementID>1</AccountAgreementID> <AccountIdentifier>33220008</AccountIdentifier> <AccountPurposeType>1</AccountPurposeType> <AccountTitle>Mary E. Smith or William J. Smith</AccountTitle> <AccountType>1</AccountType> <CheckWritingCapabilitiesInd>1</CheckWritingCapabilitiesInd> <DisclosureCommonFeaturesInd>1</DisclosureCommonFeaturesInd> <DisclosureElectronicFundsTransferInd>1</DisclosureElectronicFundsTransferInd> <DisclosureFundsAvailabilityInd>1</DisclosureFundsAvailabilityInd> <DisclosurePrivacyInd>1</DisclosurePrivacyInd> <DisclosureSubstituteChecksInd>1</DisclosureSubstituteChecksInd> <DisclosureTermsAndConditionsInd>1</DisclosureTermsAndConditionsInd> <DisclosureTruthInSavingsInd>1</DisclosureTruthInSavingsInd> <DisclosureType>1</DisclosureType> <EarningsType>2</EarningsType> <Holders> <Holder index="1"> <AccountAddressInd>1</AccountAddressInd> <BirthDate>19530403</BirthDate> <EmailAddress>mary34456@aol.com</EmailAddress> <EmployerCity>St Louis</EmployerCity> <EmployerName>Kohl's,</EmployerName> <EmployerState>MO</EmployerState> <FirstName>Mary</FirstName> <IdentificationItems> <IdentificationItem index="1"> <IdentificationExpirationDate>20080403</IdentificationExpirationDate> <IdentificationIssuedDate>20010325</IdentificationIssuedDate> <IdentificationType>1</IdentificationType> <Identifier>B00205</Identifier> <IssuedByType>MO</IssuedByType> </IdentificationItem> </IdentificationItems> <LastName>Smith</LastName> <MailingAddressCity>St Louis</MailingAddressCity> <MailingAddressDifferentInd>0</MailingAddressDifferentInd> <MailingAddressPostalCode>63106</MailingAddressPostalCode> <MailingAddressState>MO</MailingAddressState> <MailingStreetAddress>345 Elm St</MailingStreetAddress> <MiddleName>Ellen</MiddleName> <PartyType>1</PartyType> <PermanentAddressCity>St. Louis</PermanentAddressCity> <PermanentAddressPostalCode>63106</PermanentAddressPostalCode> <PermanentAddressState>MO</PermanentAddressState> <PermanentStreetAddress>345 Elm St</PermanentStreetAddress> <PersonalAgentInd>0</PersonalAgentInd> <Phones> <Phone index="1"> <Desc>Home</Desc> <PhoneNumber>314-334-6612</PhoneNumber> </Phone> <Phone index="2"> <Desc>Work</Desc> <PhoneNumber>417-670-1213</PhoneNumber> </Phone> <Phone index="3"> <Desc>Cellular Phone</Desc> <PhoneNumber>573-670-8899</PhoneNumber> </Phone> </Phones> <PowerOfAttorneyAgents> <Agent index="1"> <FirstName>Amy</FirstName> <LastName>Hansen</LastName> <MiddleName>Lynn</MiddleName> <FormPowerOfAttorneyInd>1</FormPowerOfAttorneyInd> <PowerOfAttorneyAgreementID>POA Ag ID</PowerOfAttorneyAgreementID> <AgentID>Agent1</AgentID> <PermanentAddressCity>St. Louis</PermanentAddressCity> <PermanentAddressPostalCode>63015</PermanentAddressPostalCode> <PermanentAddressState>MO</PermanentAddressState> <PermanentStreetAddress>3910 Washington Blvd.</PermanentStreetAddress> <Phones> <Phone index="1"> <Desc>Home</Desc> <PhoneNumber>314-223-1212</PhoneNumber> </Phone> </Phones> <IdentificationItems> <IdentificationItem index="1"> <IdentificationExpirationDate>20110415</IdentificationExpirationDate> <IdentificationType>1</IdentificationType> <IdentificationIssuedDate>20070430</IdentificationIssuedDate> <IssuedByType>MO</IssuedByType> <Identifier>H-32312445</Identifier> </IdentificationItem> </IdentificationItems> <BirthDate>19700508</BirthDate> <SSN>125-95-7885</SSN> <RelationshipDesc>Attorney in Fact</RelationshipDesc> <AlternateSignatureDesc>Attorney in Fact</AlternateSignatureDesc> </Agent> </PowerOfAttorneyAgents> <PreviousFinancialInstitutionDesc>US Bank</PreviousFinancialInstitutionDesc> <RelationshipDesc>Owner</RelationshipDesc> <SSN>134-56-7889</SSN> <EmployerPostalCode>63106</EmployerPostalCode> <BackupWithholdingTaxIdentifierCorrectInd>1</BackupWithholdingTaxIdentifierCorrectInd> <BackupWithholdingTaxPayerIdentificationNumberInd>1</BackupWithholdingTaxPayerIdentificationNumberInd> <ID>1</ID> <CardTransactionLimitationAmount>1000</CardTransactionLimitationAmount> <CardTransactionLimitationFrequencyDesc>per 24 hours</CardTransactionLimitationFrequencyDesc> <CardTransactionLimitationTypeDesc>Debit (ATM, point of sale)</CardTransactionLimitationTypeDesc> <BackupWithholdingNotApplicableInd>1</BackupWithholdingNotApplicableInd> <FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionCity>St. Louis</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionCity> <FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionName>First Missouri Bank, N.A.</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionName> <FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionPhoneNumber>314-240-4123</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionPhoneNumber> <FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionRoutingNumber>081021971</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionRoutingNumber> <FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionState>MO</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionState> <FormAutomaticDepositToMultipleAccountsAccount2Identifier>80001235</FormAutomaticDepositToMultipleAccountsAccount2Identifier> <FormAutomaticDepositToMultipleAccountsAccount2Title>William J. Smith</FormAutomaticDepositToMultipleAccountsAccount2Title> <FormAutomaticDepositToMultipleAccountsAccount2Type>2</FormAutomaticDepositToMultipleAccountsAccount2Type> <FormAutomaticDepositToMultipleAccountsInd>1</FormAutomaticDepositToMultipleAccountsInd> <FormAutomaticDepositToMultipleAccountsType>1</FormAutomaticDepositToMultipleAccountsType> <FormAutomaticDepositToMultipleAccountsAccount1CreditTypeSpecifiedDesc>$200.00</FormAutomaticDepositToMultipleAccountsAccount1CreditTypeSpecifiedDesc> <FormAutomaticDepositToMultipleAccountsAccount1CreditType>1</FormAutomaticDepositToMultipleAccountsAccount1CreditType> <FormAutomaticDepositToMultipleAccountsCompanyName>Kohl's Department Store</FormAutomaticDepositToMultipleAccountsCompanyName> <FormAutomaticDepositToMultipleAccountsAccount2CreditType>2</FormAutomaticDepositToMultipleAccountsAccount2CreditType> </Holder> <Holder index="2"> <AccountAddressInd>1</AccountAddressInd> <BirthDate>19480507</BirthDate> <EmailAddress>william43356@hotmail.com</EmailAddress> <EmployerCity>St Louis</EmployerCity> <EmployerName>Scheels,</EmployerName> <EmployerState>MO</EmployerState> <FirstName>William</FirstName> <IdentificationItems> <IdentificationItem index="1"> <IdentificationExpirationDate>20100507</IdentificationExpirationDate> <IdentificationIssuedDate>20060503</IdentificationIssuedDate> <IdentificationType>1</IdentificationType> <Identifier>L224063</Identifier> <IssuedByType>MO</IssuedByType> </IdentificationItem> </IdentificationItems> <LastName>Smith</LastName> <MailingAddressCity>St Louis</MailingAddressCity> <MailingAddressDifferentInd>1</MailingAddressDifferentInd> <MailingAddressPostalCode>63106</MailingAddressPostalCode> <MailingAddressState>MO</MailingAddressState> <MailingStreetAddress>123 Main St.</MailingStreetAddress> <MiddleName>John</MiddleName> <PartyType>1</PartyType> <PermanentAddressCity>St. Louis</PermanentAddressCity> <PermanentAddressPostalCode>63106</PermanentAddressPostalCode> <PermanentAddressState>MO</PermanentAddressState> <PermanentStreetAddress>345 Elm St.</PermanentStreetAddress> <PersonalAgentInd>0</PersonalAgentInd> <Phones> <Phone index="1"> <Desc>Home</Desc> <PhoneNumber>314-334-6612</PhoneNumber> </Phone> <Phone index="2"> <Desc>Work</Desc> <PhoneNumber>314-229-1819</PhoneNumber> </Phone> <Phone index="3"> <Desc>Cellular Phone</Desc> <PhoneNumber>573-670-8898</PhoneNumber> </Phone> </Phones> <PreviousFinancialInstitutionDesc>Wells Fargo</PreviousFinancialInstitutionDesc> <RelationshipDesc>Owner</RelationshipDesc> <SSN>134-44-7223</SSN> <EmployerPostalCode>63106</EmployerPostalCode> <ID>2</ID> <CardTransactionLimitationAmount>200</CardTransactionLimitationAmount> <CardTransactionLimitationFrequencyDesc>per business day</CardTransactionLimitationFrequencyDesc> <CardTransactionLimitationTypeDesc>ATM withdrawal</CardTransactionLimitationTypeDesc> </Holder> </Holders> <InitialDepositAmount>500</InitialDepositAmount> <InitialDepositSourceType>1</InitialDepositSourceType> <InternalUseDesc>33220008</InternalUseDesc> <OwnershipType>2</OwnershipType> <PeriodicStatementChecksInd>1</PeriodicStatementChecksInd> <ProductDesc>NOW Account</ProductDesc> <ServicesRequested> <ServiceRequested index="1"> <Type>2</Type> <HolderIdRefs>1 2</HolderIdRefs> <AdditionalAccountDesc>Savings</AdditionalAccountDesc> <AdditionalAccountIdentifier>80001235</AdditionalAccountIdentifier> <DisclosureElectronicFundsTransferInd>0</DisclosureElectronicFundsTransferInd> <CardsRequestedNumber>2</CardsRequestedNumber> </ServiceRequested> </ServicesRequested> <TCPaymentOrderInd>1</TCPaymentOrderInd> <TCSection326Ind>0</TCSection326Ind> <WithdrawalRequiredSignaturesNumber>1</WithdrawalRequiredSignaturesNumber> <CompoundingFrequencyPolicyType>1</CompoundingFrequencyPolicyType> <CompoundingFrequencyType>1</CompoundingFrequencyType> <EarningsDetailType>1</EarningsDetailType> <InterestPaymentFrequencyType>monthly</InterestPaymentFrequencyType> <InterestPaymentPolicyFrequencyType>monthly</InterestPaymentPolicyFrequencyType> <InterestPaymentProcedurePolicyType>1</InterestPaymentProcedurePolicyType> <InterestPaymentProcedureType>1</InterestPaymentProcedureType> <InterestRate>1.50</InterestRate> <InterestRateType>2</InterestRateType> <RateDetailType>1</RateDetailType> <SubAccountType>1</SubAccountType> <BalanceComputationType>2</BalanceComputationType> <APYRate>1.51</APYRate> <NoncashAccrualType>1</NoncashAccrualType> <MinimumBalanceRequirementsInd>1</MinimumBalanceRequirementsInd> <DepositLimitationType>1</DepositLimitationType> <BalanceComputationAverageDailyPeriodType>4</BalanceComputationAverageDailyPeriodType> <TruthInSavingsPolicyName>NOW ACCOUNT</TruthInSavingsPolicyName> <BackupWithholdingInAgreementInd>1</BackupWithholdingInAgreementInd> <OverdraftConsentInd>1</OverdraftConsentInd> <AccountAgreementDate>20080101</AccountAgreementDate> <PayOnDeathType>0</PayOnDeathType> <TCPowerOfAttorneyInd>1</TCPowerOfAttorneyInd> <TCDepositInsuranceInd>1</TCDepositInsuranceInd> <TCDepositInsuranceType>1</TCDepositInsuranceType> <BackupWithholdingInAgreementType>1</BackupWithholdingInAgreementType> <RegEOptInHolderIDRef>1</RegEOptInHolderIDRef> <InterestRatePeriodType>8</InterestRatePeriodType> <MinimumBalanceEarnRateInd>1</MinimumBalanceEarnRateInd> <MinimumBalanceEarnRateAverageDailyBalanceAmount>500</MinimumBalanceEarnRateAverageDailyBalanceAmount> <MinimumBalanceEarnRateAverageDailyBalanceInd>1</MinimumBalanceEarnRateAverageDailyBalanceInd> <MinimumBalanceFeesInd>1</MinimumBalanceFeesInd> <MinimumBalanceFees> <MinimumBalanceFee index="1"> <BalanceComputationType>2</BalanceComputationType> <BalanceType>1</BalanceType> <PeriodType>999</PeriodType> <PeriodTypeOtherDesc>monthly statement cycle</PeriodTypeOtherDesc> <BalanceAverageDailyAmount>500</BalanceAverageDailyAmount> <NameDesc>minimum balance fee</NameDesc> <FeeAmount>2.00</FeeAmount> </MinimumBalanceFee> </MinimumBalanceFees> <TCPaymentOrderStandardTextDesc>Our policy is to process debit card, phone and online banking transfers first - individually, at the actual time they are conducted. We process ATM withdrawals and transfers second - in the order in which they are received for the day on which they are processed. We process ACH transactions third - in numerical order for the day on which they are processed. We process checks and similar items fourth - according to the dollar amount, with the smallest items being processed first for the day on which they are processed.</TCPaymentOrderStandardTextDesc> <TCLiabilityInd>1</TCLiabilityInd> <TCDepositsInd>1</TCDepositsInd> <TCWithdrawalsInd>1</TCWithdrawalsInd> <TCStopPaymentsInd>1</TCStopPaymentsInd> <TCTelephoneTransfersInd>1</TCTelephoneTransfersInd> <TCAmendmentsTerminationInd>1</TCAmendmentsTerminationInd> <TCStatementsInd>1</TCStatementsInd> <TCAccountTransferInd>1</TCAccountTransferInd> <TCDirectDepositsInd>1</TCDirectDepositsInd> <TCSetoffRightRepaymentIndebtednessInd>1</TCSetoffRightRepaymentIndebtednessInd> <TCRestrictiveLegendsInd>1</TCRestrictiveLegendsInd> <TCFacsimileSignaturesInd>1</TCFacsimileSignaturesInd> <TCTemporaryAccountAgreementInd>1</TCTemporaryAccountAgreementInd> <TCCheckProcessingInd>1</TCCheckProcessingInd> <TCCheckCashingInd>1</TCCheckCashingInd> <TCTruncationSubstituteChecksInd>1</TCTruncationSubstituteChecksInd> <TCRemotelyCreatedChecksInd>1</TCRemotelyCreatedChecksInd> <TCOwnershipInd>1</TCOwnershipInd> <TCAgencyDesignationInd>1</TCAgencyDesignationInd> <TCACHWireTransfersInd>1</TCACHWireTransfersInd> <TCIndorsementsInd>1</TCIndorsementsInd> <TCAddressNameChangeInd>1</TCAddressNameChangeInd> <TCClaimOfLossInd>1</TCClaimOfLossInd> <TCCreditVerificationInd>1</TCCreditVerificationInd> <TCDeathOrIncompetenceInd>1</TCDeathOrIncompetenceInd> <TCEarlyWithdrawalPenaltiesInd>1</TCEarlyWithdrawalPenaltiesInd> <TCFiduciaryAccountsInd>1</TCFiduciaryAccountsInd> <TCLegalActionsInd>1</TCLegalActionsInd> <TCSecurityInd>1</TCSecurityInd> <TCTelephonicInstructionsInd>1</TCTelephonicInstructionsInd> <TCWaiverOfNoticesAppliesInd>1</TCWaiverOfNoticesAppliesInd> </Account> <Account index="2"> <AccountAgreementID>1</AccountAgreementID> <AccountIdentifier>80001235</AccountIdentifier> <AccountPurposeType>1</AccountPurposeType> <AccountTitle>Mary E. Smith or William J. Smith</AccountTitle> <AccountType>2</AccountType> <CheckWritingCapabilitiesInd>0</CheckWritingCapabilitiesInd> <DisclosureElectronicFundsTransferInd>1</DisclosureElectronicFundsTransferInd> <DisclosureFundsAvailabilityInd>1</DisclosureFundsAvailabilityInd> <DisclosurePrivacyInd>1</DisclosurePrivacyInd> <DisclosureSubstituteChecksInd>1</DisclosureSubstituteChecksInd> <DisclosureTermsAndConditionsInd>1</DisclosureTermsAndConditionsInd> <DisclosureTruthInSavingsInd>1</DisclosureTruthInSavingsInd> <DisclosureType>1</DisclosureType> <EarningsType>2</EarningsType> <Holders> <Holder index="1"> <AccountAddressInd>1</AccountAddressInd> <BirthDate>19530403</BirthDate> <EmailAddress>mary34456@aol.com</EmailAddress> <EmployerCity>St Louis</EmployerCity> <EmployerName>Kohl's,</EmployerName> <EmployerState>MO</EmployerState> <FirstName>Mary</FirstName> <IdentificationItems> <IdentificationItem index="1"> <IdentificationExpirationDate>20080403</IdentificationExpirationDate> <IdentificationIssuedDate>20010325</IdentificationIssuedDate> <IdentificationType>1</IdentificationType> <IssuedByType>MO</IssuedByType> <Identifier>B00205</Identifier> </IdentificationItem> </IdentificationItems> <LastName>Smith</LastName> <MailingAddressCity>St Louis</MailingAddressCity> <MailingAddressDifferentInd>0</MailingAddressDifferentInd> <MailingAddressPostalCode>63106</MailingAddressPostalCode> <MailingAddressState>MO</MailingAddressState> <MailingStreetAddress>345 Elm St</MailingStreetAddress> <MiddleName>Ellen</MiddleName> <PartyType>1</PartyType> <PermanentAddressCity>St. Louis</PermanentAddressCity> <PermanentAddressPostalCode>63106</PermanentAddressPostalCode> <PermanentAddressState>MO</PermanentAddressState> <PermanentStreetAddress>345 Elm St</PermanentStreetAddress> <Phones> <Phone index="1"> <Desc>Home</Desc> <PhoneNumber>314-334-6612</PhoneNumber> </Phone> <Phone index="2"> <Desc>Work</Desc> <PhoneNumber>417-670-1213</PhoneNumber> </Phone> <Phone index="3"> <Desc>Cellular Phone</Desc> <PhoneNumber>573-670-8899</PhoneNumber> </Phone> </Phones> <PreviousFinancialInstitutionDesc>US Bank</PreviousFinancialInstitutionDesc> <RelationshipDesc>Owner</RelationshipDesc> <SSN>134-56-7889</SSN> <EmployerPostalCode>63106</EmployerPostalCode> <ID>1</ID> </Holder> <Holder index="2"> <AccountAddressInd>1</AccountAddressInd> <BirthDate>19480507</BirthDate> <EmailAddress>william43356@hotmail.com</EmailAddress> <EmployerCity>St Louis</EmployerCity> <EmployerName>Scheels,</EmployerName> <EmployerState>MO</EmployerState> <FirstName>William</FirstName> <IdentificationItems> <IdentificationItem index="1"> <IdentificationExpirationDate>20100507</IdentificationExpirationDate> <IdentificationIssuedDate>20060503</IdentificationIssuedDate> <IdentificationType>1</IdentificationType> </IdentificationItem> </IdentificationItems> <LastName>Smith</LastName> <MailingAddressCity>St Louis</MailingAddressCity> <MailingAddressDifferentInd>1</MailingAddressDifferentInd> <MailingAddressPostalCode>63106</MailingAddressPostalCode> <MailingAddressState>MO</MailingAddressState> <MailingStreetAddress>123 Main St.</MailingStreetAddress> <MiddleName>John</MiddleName> <PartyType>1</PartyType> <PermanentAddressCity>St. Louis</PermanentAddressCity> <PermanentAddressPostalCode>63106</PermanentAddressPostalCode> <PermanentAddressState>MO</PermanentAddressState> <PermanentStreetAddress>345 Elm St.</PermanentStreetAddress> <Phones> <Phone index="1"> <Desc>Home</Desc> <PhoneNumber>314-334-6612</PhoneNumber> </Phone> <Phone index="2"> <Desc>Work</Desc> <PhoneNumber>314-229-1819</PhoneNumber> </Phone> <Phone index="3"> <Desc>Cellular Phone</Desc> <PhoneNumber>573-670-8898</PhoneNumber> </Phone> </Phones> <PreviousFinancialInstitutionDesc>Wells Fargo</PreviousFinancialInstitutionDesc> <RelationshipDesc>Owner</RelationshipDesc> <SSN>134-44-7223</SSN> <EmployerPostalCode>63106</EmployerPostalCode> <ID>2</ID> <FormFederalDirectDepositBenefitCheckIdentifier>080456</FormFederalDirectDepositBenefitCheckIdentifier> <FormFederalDirectDepositBenefitClaimIdentifier>123456</FormFederalDirectDepositBenefitClaimIdentifier> <FormFederalDirectDepositBenefitPaymentAmount>2100.50</FormFederalDirectDepositBenefitPaymentAmount> <FormFederalDirectDepositBenefitType>1</FormFederalDirectDepositBenefitType> <FormFederalDirectDepositInd>1</FormFederalDirectDepositInd> <FormFederalDirectDepositPrintBlankAuthorizationInd/> <FormFederalDirectDepositRepresentativePayeeFullName/> <FormFederalDirectDepositRepresentativePayeeInd/> <FormFederalDirectDepositJointAuthorizerName>Mary E. Smith</FormFederalDirectDepositJointAuthorizerName> </Holder> </Holders> <InitialDepositAmount>1000</InitialDepositAmount> <InitialDepositSourceType>2</InitialDepositSourceType> <InternalUseDesc>NAL</InternalUseDesc> <OwnershipType>2</OwnershipType> <PeriodicStatementChecksInd>1</PeriodicStatementChecksInd> <ProductDesc>Savings Account</ProductDesc> <WithdrawalRequiredSignaturesNumber>1</WithdrawalRequiredSignaturesNumber> <CompoundingFrequencyPolicyType>1</CompoundingFrequencyPolicyType> <CompoundingFrequencyType>1</CompoundingFrequencyType> <EarningsDetailType>1</EarningsDetailType> <InterestPaymentFrequencyType>monthly</InterestPaymentFrequencyType> <InterestPaymentPolicyFrequencyType>monthly</InterestPaymentPolicyFrequencyType> <InterestPaymentProcedurePolicyType>1</InterestPaymentProcedurePolicyType> <InterestPaymentProcedureType>1</InterestPaymentProcedureType> <InterestRate>2.66</InterestRate> <InterestRateType>1</InterestRateType> <RateDetailType>1</RateDetailType> <BalanceComputationType>2</BalanceComputationType> <APYRate>2.70</APYRate> <NoncashAccrualType>1</NoncashAccrualType> <MinimumBalanceRequirementsInd>0</MinimumBalanceRequirementsInd> <DepositLimitationType>1</DepositLimitationType> <BalanceComputationAverageDailyPeriodType>4</BalanceComputationAverageDailyPeriodType> <TruthInSavingsPolicyName>SAVINGS ACCOUNT</TruthInSavingsPolicyName> <BackupWithholdingInAgreementInd>1</BackupWithholdingInAgreementInd> <OverdraftConsentInd>1</OverdraftConsentInd> <AccountAgreementDate>20080101</AccountAgreementDate> <RegDLimitsDesc>During any calendar month, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party. If you exceed these transfer limitations, your account will be subject to closure by the financial institution.</RegDLimitsDesc> <RegDLimitsInd>1</RegDLimitsInd> <PayOnDeathType>0</PayOnDeathType> </Account> <Account index="3"> <AccountTitle>Mary E. Smith, William J. Smith</AccountTitle> <AccountType>4</AccountType> <Holders> <Holder index="1"> <AccountAddressInd>1</AccountAddressInd> <BirthDate>19530403</BirthDate> <EmailAddress>mary34456@aol.com</EmailAddress> <EmployerCity>St Louis</EmployerCity> <EmployerName>Kohl's,</EmployerName> <EmployerState>MO</EmployerState> <FirstName>Mary</FirstName> <IdentificationItems> <IdentificationItem index="1"> <IdentificationExpirationDate>20080403</IdentificationExpirationDate> <IdentificationIssuedDate>20010325</IdentificationIssuedDate> <IdentificationType>1</IdentificationType> <Identifier>B00205</Identifier> <IssuedByType>MO</IssuedByType> </IdentificationItem> </IdentificationItems> <LastName>Smith</LastName> <MailingAddressCity>St Louis</MailingAddressCity> <MailingAddressDifferentInd>0</MailingAddressDifferentInd> <MailingAddressPostalCode>63106</MailingAddressPostalCode> <MailingAddressState>MO</MailingAddressState> <MailingStreetAddress>345 Elm St</MailingStreetAddress> <MiddleName>Ellen</MiddleName> <PartyType>1</PartyType> <PermanentAddressCity>St. Louis</PermanentAddressCity> <PermanentAddressPostalCode>63106</PermanentAddressPostalCode> <PermanentAddressState>MO</PermanentAddressState> <PermanentStreetAddress>345 Elm St</PermanentStreetAddress> <Phones> <Phone index="1"> <Desc>Home</Desc> <PhoneNumber>314-334-6612</PhoneNumber> </Phone> <Phone index="2"> <Desc>Work</Desc> <PhoneNumber>417-670-1213</PhoneNumber> </Phone> <Phone index="3"> <Desc>Cellular Phone</Desc> <PhoneNumber>573-670-8899</PhoneNumber> </Phone> </Phones> <PreviousFinancialInstitutionDesc>US Bank</PreviousFinancialInstitutionDesc> <SSN>134-56-7889</SSN> <EmployerPostalCode>63106</EmployerPostalCode> <ID>1</ID> <BackupWithholdingTaxPayerIdentificationNumberInd>1</BackupWithholdingTaxPayerIdentificationNumberInd> <SafeDepositBoxLeaseRelationshipDesc>Renter</SafeDepositBoxLeaseRelationshipDesc> </Holder> <Holder index="2"> <AccountAddressInd>1</AccountAddressInd> <BirthDate>19480507</BirthDate> <EmailAddress>william43356@hotmail.com</EmailAddress> <EmployerCity>St Louis</EmployerCity> <EmployerName>Scheels,</EmployerName> <EmployerState>MO</EmployerState> <FirstName>William</FirstName> <IdentificationItems> <IdentificationItem index="1"> <IdentificationExpirationDate>20100507</IdentificationExpirationDate> <IdentificationIssuedDate>20060503</IdentificationIssuedDate> <IdentificationType>1</IdentificationType> </IdentificationItem> </IdentificationItems> <LastName>Smith</LastName> <MailingAddressCity>St Louis</MailingAddressCity> <MailingAddressDifferentInd>1</MailingAddressDifferentInd> <MailingAddressPostalCode>63106</MailingAddressPostalCode> <MailingAddressState>MO</MailingAddressState> <MailingStreetAddress>123 Main St.</MailingStreetAddress> <MiddleName>John</MiddleName> <PartyType>1</PartyType> <PermanentAddressCity>St. Louis</PermanentAddressCity> <PermanentAddressPostalCode>63106</PermanentAddressPostalCode> <PermanentAddressState>MO</PermanentAddressState> <PermanentStreetAddress>345 Elm St.</PermanentStreetAddress> <Phones> <Phone index="1"> <Desc>Home</Desc> <PhoneNumber>314-334-6612</PhoneNumber> </Phone> <Phone index="2"> <Desc>Work</Desc> <PhoneNumber>314-229-1819</PhoneNumber> </Phone> <Phone index="3"> <Desc>Cellular Phone</Desc> <PhoneNumber>573-670-8898</PhoneNumber> </Phone> </Phones> <PreviousFinancialInstitutionDesc>Wells Fargo</PreviousFinancialInstitutionDesc> <SSN>134-44-7223</SSN> <EmployerPostalCode>63106</EmployerPostalCode> <ID>2</ID> <SafeDepositBoxLeaseRelationshipDesc>Renter</SafeDepositBoxLeaseRelationshipDesc> </Holder> </Holders> <AccountAgreementDate>20080101</AccountAgreementDate> <SafeDepositBoxLeaseType>2</SafeDepositBoxLeaseType> <SafeDepositBoxKeysDesc>2</SafeDepositBoxKeysDesc> <SafeDepositBoxSizeDesc>Large</SafeDepositBoxSizeDesc> <SafeDepositBoxVaultKeysDesc>No vault keys issued</SafeDepositBoxVaultKeysDesc> <SafeDepositBoxAnnualRentAmount>60</SafeDepositBoxAnnualRentAmount> <SafeDepositBoxLesseesRequiredNumber>1</SafeDepositBoxLesseesRequiredNumber> <SafeDepositBoxBillingType>2</SafeDepositBoxBillingType> <SafeDepositBoxBillingAccountIdentifier>33220008</SafeDepositBoxBillingAccountIdentifier> <SafeDepositBoxBillingPeriodicFrequencyType>6</SafeDepositBoxBillingPeriodicFrequencyType> <SafeDepositBoxLeaseBoxNumber>13558</SafeDepositBoxLeaseBoxNumber> </Account> </Accounts> <Fees> <Fee index="1"> <AmountDesc>$30.00</AmountDesc> <FeeNameType>1</FeeNameType> <OverdraftFeeAmount>30.00</OverdraftFeeAmount> <OverdraftFeeLimitType>1</OverdraftFeeLimitType> <OverdraftFeeType>1</OverdraftFeeType> </Fee> <Fee index="2"> <FeeNameType>999</FeeNameType> <AmountDesc>$40.00</AmountDesc> <OverdraftFeeAmount>40.00</OverdraftFeeAmount> <OverdraftDaysNumber>10</OverdraftDaysNumber> <OverdraftFeeType>99</OverdraftFeeType> <OverdraftFeeTypeOtherDesc>if the account is overdrawn for more than 10 consecutive days, we charge an additional fee of $40.00 for each day your account is overdrawn</OverdraftFeeTypeOtherDesc> <FeeNameTypeOtherDesc>Extended overdraft fee - if account is overdrawn more than 10 consecutive days.</FeeNameTypeOtherDesc> </Fee> <Fee index="3"> <AmountDesc>$20.00</AmountDesc> <FeeNameType>2</FeeNameType> </Fee> <Fee index="4"> <AmountDesc>$10.00</AmountDesc> <FeeNameType>999</FeeNameType> <FeeNameTypeOtherDesc>Deposited checks returned unpaid</FeeNameTypeOtherDesc> </Fee> <Fee index="5"> <AmountDesc>1.0% of the transaction amount</AmountDesc> <FeeNameType>5</FeeNameType> </Fee> <Fee index="6"> <FeeNameType>4</FeeNameType> <AmountDesc>1% of amount transacted</AmountDesc> </Fee> <Fee index="7"> <FeeNameType>999</FeeNameType> <FeeNameTypeOtherDesc>Cash withdrawal at ATM</FeeNameTypeOtherDesc> <AmountDesc>$.25</AmountDesc> </Fee> <Fee index="8"> <FeeNameType>999</FeeNameType> <AmountDesc>$5.00</AmountDesc> <FeeNameTypeOtherDesc>Replace ATM card or PIN</FeeNameTypeOtherDesc> </Fee> <Fee index="9"> <FeeNameType>999</FeeNameType> <AmountDesc>$5.00</AmountDesc> <FeeNameTypeOtherDesc>Replace debit card or PIN</FeeNameTypeOtherDesc> </Fee> <Fee index="10"> <AmountDesc>$0.50</AmountDesc> <FeeNameType>999</FeeNameType> <FeeNameTypeOtherDesc>Certified Check</FeeNameTypeOtherDesc> </Fee> <Fee index="11"> <AmountDesc>$0.50</AmountDesc> <FeeNameType>999</FeeNameType> <FeeNameTypeOtherDesc>Temporary Check</FeeNameTypeOtherDesc> </Fee> <Fee index="12"> <AmountDesc>$0.50</AmountDesc> <FeeNameType>999</FeeNameType> <FeeNameTypeOtherDesc>Temporary check</FeeNameTypeOtherDesc> </Fee> <Fee index="13"> <AmountDesc>$0.50</AmountDesc> <FeeNameType>999</FeeNameType> <FeeNameTypeOtherDesc>Cashier's check</FeeNameTypeOtherDesc> </Fee> <Fee index="14"> <AmountDesc>$0.50</AmountDesc> <FeeNameType>999</FeeNameType> <FeeNameTypeOtherDesc>Money order</FeeNameTypeOtherDesc> </Fee> <Fee index="15"> <AmountDesc>$1.00 per $100.00</AmountDesc> <FeeNameType>999</FeeNameType> <FeeNameTypeOtherDesc>Traveler's checks</FeeNameTypeOtherDesc> </Fee> <Fee index="16"> <AmountDesc>$10.00</AmountDesc> <FeeNameType>999</FeeNameType> <FeeNameTypeOtherDesc>Garnishments</FeeNameTypeOtherDesc> </Fee> <Fee index="17"> <AmountDesc>$10.00</AmountDesc> <FeeNameType>999</FeeNameType> <FeeNameTypeOtherDesc>Executions</FeeNameTypeOtherDesc> </Fee> <Fee index="18"> <AmountDesc>$10.00</AmountDesc> <FeeNameType>999</FeeNameType> <FeeNameTypeOtherDesc>Levies</FeeNameTypeOtherDesc> </Fee> <Fee index="19"> <AmountDesc>$1.00</AmountDesc> <FeeNameTypeOtherDesc>Special statement cutoff</FeeNameTypeOtherDesc> <FeeNameType>999</FeeNameType> </Fee> <Fee index="20"> <AmountDesc>$10.00 per hour</AmountDesc> <FeeNameType>999</FeeNameType> <FeeNameTypeOtherDesc>Account Research</FeeNameTypeOtherDesc> </Fee> <Fee index="21"> <AmountDesc>$10.00 per hour</AmountDesc> <FeeNameType>999</FeeNameType> <FeeNameTypeOtherDesc>Account balancing assistance</FeeNameTypeOtherDesc> </Fee> <Fee index="22"> <AmountDesc>$1.00</AmountDesc> <FeeNameType>999</FeeNameType> <FeeNameTypeOtherDesc>Copy of statement</FeeNameTypeOtherDesc> </Fee> <Fee index="23"> <AmountDesc>$10.00</AmountDesc> <FeeNameType>999</FeeNameType> <FeeNameTypeOtherDesc>Stop payment (any type)</FeeNameTypeOtherDesc> </Fee> <Fee index="24"> <AmountDesc>$10.00</AmountDesc> <FeeNameType>999</FeeNameType> <FeeNameTypeOtherDesc>Wire Transfer - incoming or outgoing</FeeNameTypeOtherDesc> </Fee> <Fee index="25"> <AmountDesc>$3.00 per month</AmountDesc> <FeeNameType>999</FeeNameType> <FeeNameTypeOtherDesc>Dormant Account Fee - An account is considered dormant if, for 3 years: statements have been returned undelivered, you have not contacted us about any account with us; and you have initiated no transactions on any account with us.</FeeNameTypeOtherDesc> </Fee> </Fees> <OverdraftFeeType>1</OverdraftFeeType> <RecreditRightsClaimDaysCount>60</RecreditRightsClaimDaysCount> <RecreditRightsInitialRefundDaysCount>7</RecreditRightsInitialRefundDaysCount> <RecreditRightsInitialRefundMaximumAmount>3000</RecreditRightsInitialRefundMaximumAmount> <RecreditRightsRemainingRefundDaysCount>30</RecreditRightsRemainingRefundDaysCount> <FundsAvailabilityPolicies> <FundsAvailabilityPolicy index="1"> <LocationsDesc>at 301 South College Street St. Louis, MO 63106</LocationsDesc> <NewAccountExceptionInd>1</NewAccountExceptionInd> <NewAccountPolicyCustomInd>0</NewAccountPolicyCustomInd> <AppliesToType>2</AppliesToType> <AvailabilityType>1</AvailabilityType> <CaseByCaseAvailableDayType>2</CaseByCaseAvailableDayType> <CaseByCaseDelayTime>4:00 PM</CaseByCaseDelayTime> <CashWithdrawalLimitationInd>1</CashWithdrawalLimitationInd> <CutoffTimeDesc>4:00 PM</CutoffTimeDesc> <CutoffTimeType>3</CutoffTimeType> <SafeguardDelayMaximumDaysInd>1</SafeguardDelayMaximumDaysInd> <SafeguardExceptionInd>1</SafeguardExceptionInd> <NewAccountDayDesc>10th</NewAccountDayDesc> <CaseByCaseInd>1</CaseByCaseInd> </FundsAvailabilityPolicy> </FundsAvailabilityPolicies> <RegEPolicies> <RegEPolicy index="1"> <DirectDepositInd>1</DirectDepositInd> <ECheckPaymentsInd>1</ECheckPaymentsInd> <PreauthorizedWithdrawalInd>1</PreauthorizedWithdrawalInd> <TelephoneAccessConditionRequiredInd>1</TelephoneAccessConditionRequiredInd> <TelephoneAccessPhones> <TelephoneAccessPhone index="1"> <AccessHoursDesc>24 hours a day</AccessHoursDesc> <PhoneNumber>1-800-252-9897</PhoneNumber> </TelephoneAccessPhone> </TelephoneAccessPhones> <TelephoneBalanceInformationInd>1</TelephoneBalanceInformationInd> <TelephoneDepositHistoryInd>1</TelephoneDepositHistoryInd> <TelephoneInd>1</TelephoneInd> <TelephoneTransactionHistoryInd>1</TelephoneTransactionHistoryInd> <TelephoneWithdrawalHistoryInd>1</TelephoneWithdrawalHistoryInd> <Transactions> <Transaction index="1"> <FromAccountDesc>savings</FromAccountDesc> <ToAccountDesc>checking</ToAccountDesc> <TransferOrPaymentType>3</TransferOrPaymentType> </Transaction> <Transaction index="2"> <TransferOrPaymentType>5</TransferOrPaymentType> <FromAccountDesc>savings</FromAccountDesc> <ToAccountDesc>checking</ToAccountDesc> </Transaction> </Transactions> <HSAInd>0</HSAInd> <ATMDebitAccessConditionRequiredInd>1</ATMDebitAccessConditionRequiredInd> <ATMDebitLocationOrNetworkDesc>Money Pass</ATMDebitLocationOrNetworkDesc> <ATMDebitAccessConditionRequiredDesc>PIN Number</ATMDebitAccessConditionRequiredDesc> <ATMDebitCashWithdrawalInd>1</ATMDebitCashWithdrawalInd> <ATMDebitBalanceInformationInd>1</ATMDebitBalanceInformationInd> <ATMDebitWithdrawalHistoryInd>1</ATMDebitWithdrawalHistoryInd> <ATMDebitDepositHistoryInd>1</ATMDebitDepositHistoryInd> <ATMDebitTransactionHistoryInd>1</ATMDebitTransactionHistoryInd> <POSInd>1</POSInd> <ForeignCurrencyConversionInd>1</ForeignCurrencyConversionInd> <ForeignCurrencyConversionType>1</ForeignCurrencyConversionType> <ConsumerLiabilityType>1</ConsumerLiabilityType> <PeriodicStatementMonthlyInd>1</PeriodicStatementMonthlyInd> <PeriodicStatementMonthlyAccountDesc>checking and savings</PeriodicStatementMonthlyAccountDesc> <BusinessDaysHoursDesc>Monday through Saturday</BusinessDaysHoursDesc> <BusinessDaysHolidayExceptionInd>1</BusinessDaysHolidayExceptionInd> <ErrorResolutionType>2</ErrorResolutionType> <POSCards> <POSCard index="1"> <POSGetCashInd>1</POSGetCashInd> </POSCard> </POSCards> <ATMInd>1</ATMInd> <DirectDepositPayorDesc>Social Security or payroll</DirectDepositPayorDesc> <ATMCardNameDesc>Kash Kard</ATMCardNameDesc> <ATMLocationOrNetworkDesc>FastCash machines and any ATM bearing the VISA logo</ATMLocationOrNetworkDesc> <PreauthorizedWithdrawalVaryingPaymentsType>1</PreauthorizedWithdrawalVaryingPaymentsType> <ConfidentialityType>1</ConfidentialityType> <DirectDepositPayorConfirmationInd>1</DirectDepositPayorConfirmationInd> <ATMCashWithdrawalInd>1</ATMCashWithdrawalInd> <ATMBalanceInformationInd>1</ATMBalanceInformationInd> <ComputerInd>1</ComputerInd> <ComputerPlanName>On Line Now</ComputerPlanName> 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creditors</BillPayMakePaymentsToDesc> <BillPayPaperCheckPaymentsInd>1</BillPayPaperCheckPaymentsInd> <VisaNonNetworkDebitsInd>0</VisaNonNetworkDebitsInd> </RegEPolicy> </RegEPolicies> <TransactionDate>20080101</TransactionDate> <OpeningOfficerDesc>Jane J. Johnson</OpeningOfficerDesc> <ApprovingOfficerDesc>George R. Smith</ApprovingOfficerDesc> <AccountAgreementCustomerInformationType>2</AccountAgreementCustomerInformationType> <CustomerInformationAddendumInd>1</CustomerInformationAddendumInd> <OverdraftProcedureStandardInd>1</OverdraftProcedureStandardInd> <OverdraftOptInSignatureInd>0</OverdraftOptInSignatureInd> <CIPAdequateNoticeType>2</CIPAdequateNoticeType> <SubstituteCheckImageInd>1</SubstituteCheckImageInd> <OverdraftProcedureOptionalType>3</OverdraftProcedureOptionalType> <OverdraftChecksInd>1</OverdraftChecksInd> <OverdraftOtherAccountTransactionsInd>0</OverdraftOtherAccountTransactionsInd> <OverdraftAutomaticBillPaymentInd>1</OverdraftAutomaticBillPaymentInd> <OverdraftOptInOtherDesc>complete the form and deliver or mail it to First Missouri Bank, N.A</OverdraftOptInOtherDesc> </Deposit> <OrgAddresses> <OrgAddress index="1"> <Value>301 South College Street</Value> </OrgAddress> </OrgAddresses> <OrgCharter>Federal</OrgCharter> <OrgCity>St. Louis</OrgCity> <OrgJurisdiction>MO</OrgJurisdiction> <OrgLegalName>First Missouri Bank, N.A.</OrgLegalName> <OrgPhone>314-240-4123</OrgPhone> <OrgPostalCode>63106</OrgPostalCode> <OrgState>MO</OrgState> <OrgType>National Bank</OrgType> <TaglineUserDefinedCenterDesc>1_MO_NOW_SAV_JOINT</TaglineUserDefinedCenterDesc> <OrgContact>EFT Desk</OrgContact> <NegativeInformationNoticeType>1</NegativeInformationNoticeType> <OrgEstablishedState>MO</OrgEstablishedState> <OrgDesc>National Banking Association</OrgDesc> <ResponsiblePartyUserName>Jim Burns</ResponsiblePartyUserName> <ResponsiblePartyUserTitle>Vice President</ResponsiblePartyUserTitle> <ExecutionCounty>Springfield</ExecutionCounty> <ExecutionState>MO</ExecutionState> <OrgRoutingNumber>081021971</OrgRoutingNumber> <TaglineBarcodeDesc>Tag Line 1</TaglineBarcodeDesc> </Txn> </TransactionData> <ContentIdentifier xmlns="http://www.wolterskluwerfs.com/2014/05/DocServices/V2/Data">Deposit.PKG.DepositAccountOpening</ContentIdentifier> <AncillaryOutputOptions xmlns="http://www.wolterskluwerfs.com/2014/05/DocServices/V2/Data"> <OutputType>Watermark</OutputType> <Watermark> <ImageURL xsi:nil="true"/> <Text>PRELIMINARY</Text> <Rotate xsi:nil="true"/> <Location xsi:nil="true"/> </Watermark> <SetEncryption xsi:nil="true"/> <Barcode xsi:nil="true"/> </AncillaryOutputOptions> <AncillaryOutputOptions xmlns="http://www.wolterskluwerfs.com/2014/05/DocServices/V2/Data"> <OutputType>PdfMerge</OutputType> <Watermark xsi:nil="true"/> <SetEncryption xsi:nil="true"/> <Barcode xsi:nil="true"/> </AncillaryOutputOptions> <Callback xsi:nil="true" xmlns="http://www.wolterskluwerfs.com/2014/05/DocServices/V2/Data"/> <PassthroughIdentifier xsi:nil="true" xmlns="http://www.wolterskluwerfs.com/2014/05/DocServices/V2/Data"/> </request> </SelectAndGenerate> </s:Body> </s:Envelope>
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